Who We Are

Brainard Family Financial is an independent insurance agency affiliated with a national network of experienced financial professionals. Through these strategic relationships, we are able to deliver comprehensive family protection and wealth planning solutions that are backed by industry expertise and supported by leading insurance carriers.

The agency was founded by Sebastian Brainard, a disabled veteran and former Critical Care and 911 Paramedic. His career has been defined by service, discipline, and a commitment to protecting others during life’s most critical moments. After experiencing firsthand how quickly circumstances can change, he chose to dedicate his professional focus to helping families prepare financially for the unexpected.

Years in emergency medicine instilled a deep respect for preparation, precision, and accountability. That same mindset guides our approach today. We take the time to ask thoughtful, sometimes difficult questions; understanding your goals, obligations, and concerns is essential to developing recommendations that are appropriate and aligned with your needs.

We approach every client relationship with careful attention to detail and a clear understanding that financial decisions carry long-term consequences. Just as in healthcare, collaboration matters. As an independent agency contracted with multiple insurance carriers, we are able to evaluate a range of options and tailor solutions based on suitability, financial objectives, and individual circumstances.

By working alongside experienced industry professionals and trusted insurance partners, we aim to simplify complex decisions and help families move forward with clarity and confidence.

At Brainard Family Financial, our mission is simple: protect what matters today so you can plan for tomorrow with greater confidence.

Modern conference room with large windows, pink chairs around a wooden table, black pendant lights, and a mounted flat-screen TV.

If your answers to the questions above motivated you, or even just piqued your curiosity, pick a day on our calendar that works best for you.

You can financially change your life, and the lives of your loved ones for the better, they just need you to make the appointment.

After that, you can spend time doing what matters most to you while we curate a few options that best suit your needs, and budget.

Once we find the best matches, we will be in touch to discuss the next steps in a timely manner. Time is money after all, especially when it comes to financial protection.